Momentum Wealth International

Welcome to our offshore investment platform, where investing in various options in 1 place has never been easier. Investing offshore can seem tricky, but with more than 20 years of delivering excellence and the latest technology at your fingertips, we make it a personalised and exciting journey for you.

Your gateway to global investments

Reputable and
secure

We're dedicated to helping South African and international clients achieve their investment goals through a user-friendly platform. As part of the Momentum Group, our platform offers clients a reputable and secure service.

Empowering financial advisers

We empower financial advisers with the information and resources to make informed investment decisions and help their clients achieve their financial goals.

Relentless
client focus

Investing offshore is an exciting journey where we put you at the centre of everything we do. Start investing today and take the first step towards a brighter financial future.

An infographic explaining how Momentum Wealth International relates to Momentum Investments, part of the Momentum Group.

About Momentum Group

Momentum Wealth International is part of one of South Africa’s largest life insurers, Momentum Metropolitan Life Limited, a division of Momentum Group Limited, a listed entity on the Johannesburg Stock Exchange (JSE). The group operates in 11 countries and employs more than 16 000 staff worldwide.

With us, you benefit from the uncompromising stability and security that our reputational armoury provides, as well as a significant market cap of USD1.3 billion, assets under administration of USD52 billion and operational backing of the broader group.

We support you and your business throughout your journey to success

  • Starting your clients’ investing journey
  • Enhancing your advice process
  • Supporting your business process

Starting your clients’ investing journey

Our comprehensive investment platform is designed to offer a broad range of investment capabilities to help you grow, preserve, and manage your client’s investments. We provide a highly-personalised suite of services with the tools and support you need to give your clients more certainty.

Enhancing your advice process

To enhance your advice process, our solutions integrate seamlessly with your business, giving you the flexibility to manage your client’s investments in the way that best suits you. With our tailored approach, you can sculpt personalised experiences that will leave your clients confident about their financial future.

Supporting your business process

With access to advanced insights, technical support, and a world-class investment platform, you’ll have all the tools you need to succeed. Our comprehensive support can help you elevate your business process and streamline your operations, giving you more time to focus on what really matters: your clients.

Our solutions

Personal Portfolio

The Personal Portfolio is ideal if you want to invest for the medium- to long-term and you are looking for maximum flexibility and liquidity in your offshore investment.

Minimum investment

USD25 000 or currency equivalent.






Investment period

Medium- to long-term, however, clients can access their money in their investment at any point.

Features

Wide range of investment choices –
more than 1 100 international funds to choose from.

Access to multi-currency funds within 1 contract.

Consolidated valuation reporting via our secure website or through the appointed financial adviser.

Clients have full access to their investments without penalties or restrictions.

Single or multiple ownership.






International Portfolio Bond

The International Portfolio Bond is ideal if you require a diversified offshore investment portfolio in an insurance contract.


Minimum investment

USD25 000 or currency equivalent.






Investment period

Medium- to long-term, however, clients can access the money in their investment at any point, and it may be subject to early encashment charges.

Features

Wide range of investment choices –
more than 1 100 international funds to choose from.

Access to multi-currency funds within 1 contract.

Consolidated valuation reporting via our secure website or through the appointed financial adviser.

Multiple policy option - the contract provides the option of either a single underlying policy or 100 underlying policies at the start of the contract. The single policy option will only ever have one policy, even if additions or redemptions are made. The number of policies under the 100 policy option changes when additions or redemptions are made, and whole policies are subsequently added or redeemed.

Regular Savings Plan

The Personal Portfolio Regular Savings plan is ideal for clients who want to invest regular amounts without any penalty when they stop the regular investment amount.

Minimum investment

USD1 000 or currency equivalent every month (and a minimum of USD500 or currency equivalent per fund per month).

USD10 000 or currency equivalent optional lump sum amount.

Investment period

Medium- to long-term, however, clients can access the money in their investment at any point.

Features

Wide range of investment choices –
more than 1 100 international funds to choose from.

Access to multi-currency funds within 1 contract.

Consolidated valuation reporting via our secure website or through the appointed financial adviser.











International Investment Option

The International Investment Option is ideal if you have a medium- to long-term investment horizon and require maximum flexibility and easy access to the money in your offshore investment contract whenever needed.


Minimum investment

USD25 000 or currency equivalent.

Investment period

Medium- to long-term, however, clients can access the money in their investment at any point.

Features

Contributions in USD, EUR, GBP CHF, AUD, HKD, and JPY. South African Rand not accepted.

Your tax liability will depend on your circumstances and where you are domiciled or resident for tax purposes.

Clients can withdraw money from their investments at any time

Invest in a combination of the investment options on offer in 1 contract.

Multi-currency reporting per contract.

International Endowment Option

Ideal for clients who want a diversified offshore investment portfolio housed within an insurance contract. It combines the advantages of an insurance product (such as tax planning) with a broad choice of underlying investment funds.

Minimum investment

USD18 000 or currency equivalent.

Investment period

5 years and longer.


Features

Contributions in USD, EUR and GBP. South African Rand not accepted.

Income and capital gains tax are calculated within the contract, and we handle the tax reporting and administration.

Liquidity with 100 underlying policies.


Invest in a combination of the investment options on offer in 1 contract.

Multi-currency reporting per contract.

Momentum Wealth International operates the Momentum Mutual Fund ICC (Incorporated Cell Company), a Guernsey-based umbrella structure comprised of many funds (called Incorporated Cells, or ICs).

Each IC is a separate legal entity and can have different investment strategies and sub-investment managers.

This means that the ICC is an ideal investment structure to house not only our Momentum-branded funds but also funds for South African Category 2 licence holders looking for a flexible and cost-efficient unitised solution for their clients.

Frequently asked questions

Investing offshore can provide benefits such as market and currency diversification, potential tax advantages, asset protection, and access to specialised expertise. However, it also involves risks such as currency risk, geopolitical risk and regulatory risk. It’s essential to consider the risks and benefits carefully and consult with a qualified financial adviser or investment professional.

In Guernsey, the principle of freedom of testation applies to the law of succession. This means that individuals are free to dispose of their estates on death.

Some product features allow for succession planning, but it would be best to consult your financial adviser.

Depending on your residency status, the impact on your estate may vary in different countries. For example, South African residents may choose to deal with their Guernsey assets in the product itself or their South African Will. They may even draft separate Wills for their assets situated locally and in Guernsey.

Watch the video about probate to understand when it will be applicable and how it may be avoided in certain instances.

Investment platforms can help advisers provide comprehensive and efficient investment solutions while improving the client experience.

Momentum Wealth International provides advisers and clients with a convenient and accessible way to invest in the financial markets and grow their wealth over time.

How to invest offshore with us 

We believe your investment decisions are important and should not be made without expert financial advice. For this reason, our products are only
available through licenced financial advisers.  

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