Offshore investment solutions
for South Africans
for South Africans
International Investment Option
The International Investment Option is ideal if you have a medium- to long-term investment horizon and require maximum flexibility and easy access to the money in your offshore investment contract whenever needed.
Minimum investment
USD25 000 or currency equivalent.
Investment period
Medium- to long-term, however, clients can access the money in their investment at any point.
Features
Contributions in USD, EUR, GBP CHF, AUD, HKD, and JPY. South African Rand not accepted.
Your tax liability will depend on your circumstances and where you are domiciled or resident for tax purposes.
Clients can withdraw money from their investments at any time.
Invest in a combination of the investment options on offer in 1 contract.
Multi-currency reporting per contract.
International Endowment Option
Ideal for clients who want a diversified offshore investment portfolio housed within an insurance contract. It combines the advantages of an insurance product (such as tax planning) with a broad choice of underlying investment funds.
Minimum investment
USD18 000 or currency equivalent.
Investment period
5 years and longer.
Features
Contributions in USD, EUR and GBP. South African Rand not accepted.
Income and capital gains tax are calculated within the contract, and we handle the tax reporting and administration.
Liquidity with 100 underlying policies.
Invest in a combination of the investment options on offer in 1 contract.
Multi-currency reporting per contract.
Investment choice and flexibility
Choose from more than 1 100 underlying mutual funds and exchange-traded funds (ETFs) suited to varying client risk profiles and get access to a wide range of investment solutions.
Guided or open architecture
The guided architecture includes a selection of investment funds approved by the Financial Sector Conduct Authority (FSCA), which are all clean share classes. The investment funds are selected to cater for your investment needs and span across the following categories: growth, specialist, balanced, cautious, and cash.
The open architecture range allows clients to choose from more than 1 000 underlying funds, which are suited to varying client risk profiles and offer access to global equity, bond, property, cash, multi-asset class, specialist, alternative, and index tracker investment options.
Model portfolios and international personal share portfolios
The Momentum Wealth International platform can support model portfolios (also known as managed portfolios) with multi- or single-currency underlying investment components. A contract can also have multiple model portfolios from different discretionary investment managers. Clients can also hold a portfolio of individual or multiple shares.